Uninsured Motorist Claims

Were you injured in a vehicle accident involving an uninsured driver in West Palm Beach, FL? Florida ranks among the worst states in the country for drivers without car insurance. About one in every five drivers in Florida is uninsured. If you carry uninsured/underinsured insurance, you may still be able to recover compensation if you are involved in a crash with an uninsured driver.

Hollander Law Firm Accident Injury Lawyers is the law firm you need to handle an uninsured motorist claim. Since 1996, we’ve been standing up for injured victims and helping them get the compensation they deserve after tragic accidents. Through dedication and exceptional legal knowledge and strategy, we’ve recovered millions of dollars on behalf of our clients over the years.

Call today at (561) 556-7873 or contact us to learn how we can help you with an uninsured motorist claim after a car accident in West Palm Beach, Florida. Initial consultations are free, so get in touch now.

How Hollander Law Firm Accident Injury Lawyers Can Help With an Uninsured Motorist Claim in West Palm Beach

How Hollander Law Firm Accident Injury Lawyers Can Help With an Uninsured Motorist Claim in West Palm Beach

The aftermath of a car crash is stressful. That stress compounds when the person who caused your accident is uninsured or underinsured. You do not need to spend time dealing with the complexities of Florida insurance law while you’re trying to recover. Let us handle everything – it’s what we do best.

Our car accident attorneys in West Palm Beach, FL can help by:

  • Investigating the circumstances of your accident to determine the precise cause
  • Confirming all possible insurance policies available to provide coverage
  • Making sure all claims under your uninsured motorist policy are filed accurately and on time
  • Handling all communications with insurance companies
  • Negotiate aggressively on your behalf for a fair settlement
  • Taking your case to court if the insurance companies refuse to offer a settlement amount that adequately compensates you for all of your damages

Let Hollander Law Firm Accident Injury Lawyers put more than 28 years of experience behind your case. You have limited time to file a claim or challenge a denial, so don’t wait. Call today to schedule a free case evaluation.

What Insurance Is Required in West Palm Beach, Florida? 

Drivers (of a vehicle with at least four wheels) in Florida must carry an automobile insurance policy with the following:

  • Personal Injury Protection (PIP) insurance with at least $10,000 of coverage
  • Property Damage Liability (PDL) insurance with at least $10,000 of coverage

PIP covers 80% of your reasonable and necessary medical treatment up to your policy limits. This is “no-fault” coverage, so you can access it even if you caused the accident. You must obtain treatment within 14 days of your accident in order to receive benefits. PIP can also cover up to 60% of your lost wages. 

PDL covers property damage to another person’s property if you were at fault for a crash.

Many people opt for Bodily Injury Protection (BIP), which covers injuries to others if you are at fault for an accident. If you were previously involved in an accident that caused bodily injury, received certain citations, or if you’ve been convicted of a DUI, you may be required to carry BIP.

You’ll notice that uninsured/underinsured motorist insurance coverage is not required in Florida.

What is Uninsured/Underinsured Insurance?

Uninsured or underinsured motorist (UM/UIM) coverage is an add-on option when choosing insurance coverage in Florida. It’s a very good idea to choose to include it in your policy. UM/UIM insurance kicks in when the at-fault party either does not have insurance or does not have enough coverage to pay for your damages.

Although Florida is considered a no-fault state when it comes to automobile accidents, that really just means that you’ll have access to your PIP benefits regardless of who caused the crash and without having to prove fault. It doesn’t mean that at-fault parties can’t be held responsible.

If another party is at fault for the crash and your injuries meet the criteria under Florida law to file a personal injury lawsuit, you will then look to the at-fault party’s insurance to pay your damages. In this case, you do have to prove fault.

But if the other driver is one of the 20% of drivers in Florida without insurance, what do you do? You could file a lawsuit against the driver personally. But, if they do not have insurance, it’s likely they do not have assets to pay for your damages.

That’s where UM coverage comes in. You can file a claim against your own UM/UIM policy to recover compensation for your damages. You must prove fault to recover UM coverage benefits.

Hollander Law Firm Accident Injury Lawyers has years of experience with all types of insurance claims. Let us help handle your uninsured motorist claim. 

What Is an Uninsured Motorist Claim?

An uninsured motorist claim is a claim filed against your UM policy to recover damages caused by a driver who does not have sufficient insurance coverage.

You may also be able to recover compensation from a UM claim if you are involved in a hit-and-run accident or have your vehicle stolen.

There were 108,755 hit-and-run crashes in Florida in 2021, which caused 306 deaths. In Palm Beach County, there were 22 fatalities resulting from 6,881 hit-and-run accidents.

Whether your UM/UIM claim has been denied or you are unsure how to file your claim, you have a better chance of getting the compensation you are owed when you have assistance from an experienced West Palm Beach car accident lawyer.

Contact our Car Crash Lawyer in West Palm Beach, FL

Were you injured in a crash caused by a driver with no insurance? Call Hollander Law Firm Accident Injury Lawyers right away to help you with an uninsured motorist claim.

We have nearly three decades of experience helping residents of South Florida who have been injured in life-altering accidents. Attorney Gregg Hollander is an accomplished West Palm Beach car accident lawyer ready to fight for you today. Call for a 100% free, no-obligation case evaluation.

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