Uninsured / Underinsured Motorist Accidents
Although Florida law requires every motorist to carry automobile insurance, the reality is that over one-quarter of the state’s motorists are driving without car insurance. In fact, according to recent data from the Insurance Research Council, Florida holds the number one spot for states with the highest estimated percentage of uninsured drivers. Beyond the uninsured motorists, many people who are driving on our roads and highways do have automobile insurance coverage, but they are “underinsured,” meaning that they do not carry an adequate amount of coverage.
With so many uninsured and underinsured drivers, the likelihood of being in an accident where the at-fault driver is uninsured or underinsured is substantial. When this happens, the medical expenses, lost wages and other damages can be financially devastating to parties who are injured in the accident.What Happens if the At-Fault Motorist Does not Have Insurance?
If you are injured in an automobile, truck, motorcycle or other motor vehicle accident in which the at-fault driver lacks adequate insurance or has no insurance coverage at all, you may be able to obtain compensation for your injuries, medical bills, loss of earnings, and other damages from your own insurance company. This is because insurance companies in Florida are required to offer uninsured motorist (UM) vehicle coverage to their policyholders who carry bodily injury (BI) liability coverage in an amount equal to or greater than the limits of their BI coverage. If you carry UM coverage, it can protect you when the driver who caused the accident has no insurance or has limited coverage. Additionally, depending upon the specific terms of the policy, your uninsured/underinsured motorist coverage may cover family members and other passengers in your vehicle. The policy can also provide much needed coverage in hit and run accidents where the negligent driver flees the scene and cannot be found.Obtaining Financial Compensation From Your Insurance Carrier can be a Difficult Process
Whether you have been injured in a motor vehicle accident in West Palm Beach, Boca Raton, Fort Lauderdale or any other nearby area, you should seek assistance from a qualified West Palm Beach vehicle accident attorney. The Hollander Law Firm is dedicated to helping people who have been seriously injured in all types of accidents, including crashes involving uninsured and underinsured motorists. When you are injured in these types of collisions, recovering fair monetary compensation can be a very difficult process. Even if you carry uninsured/underinsured motorist coverage under your own policy, getting the money you deserve is rarely easy. Insurance companies frequently attempt to underpay these claims, and in some cases, they will deny the claim completely.
Our firm’s founder, Attorney Gregg Hollander, has decades of experience handling motor vehicle accident claims for clients located in West Palm Beach, Fort Lauderdale, Boca Raton and other areas. He is fully prepared to go head-to-head with the powerful insurance carriers. Gregg understands how the insurance industry operates, and he will fight to get you the compensation that you deserve.Injured in an Uninsured/Underinsured Motorist Crash? Schedule a Consultation With a West Palm Beach Vehicle Accident Attorney
At the Hollander Law Firm, our underinsured/uninsured motorist accident lawyer is committed to helping victims in West Palm Beach, Boca Raton, Fort Lauderdale and other nearby parts of Florida. If you have been involved in a car crash with a driver who is underinsured or carries no auto accident coverage at all, we may be able to help you obtain compensation to deal with your injuries and other financial hardships. You can reach our auto accident law firm today by calling our offices at (888) 751-7770.